Affirm Financing

Discover how easy it is to finance your purchase with Affirm. Shop online or in-store. Then select Affirm at checkout and enter a few details for a decision in seconds.

How Do I Use An Affirm Financing Plan?

To purchase your products, simply add them to your cart and choose Affirm as your payment method during checkout. Once you complete the simple online application, you will receive a decision within seconds.
How Much Is The Limit With Affirm?

Orders below $100 or above $15,000 are not eligible for Affirm financing.
Is Prepaying A Balance With Affirm Acceptable?

Affirm payments can be made anytime before the due date without any extra fees.
Is It Possible To Make A Partial Payment Using Affirm?

If you intend to finance a portion of the order through Affirm, we recommend completing two separate transactions using different payment methods, otherwise financing will be applied to the entire purchase amount.
What Is The Best Way To Make Monthly Payments?

Affirm helps you easily set up automatic payments from your bank account or credit/debit card to make your payments more convenient.
How Do I Find My Affirm Account?

After completing a transaction with Affirm, you can access your account by visiting affirm.com or opening the Affirm app.

Contact Affirm with any questions or concerns you may have.
Who Are Affirm Payment Plans Available To?

Canadian residents of legal age (18 or 19, depending on the province) can apply for Affirm Financing Plans.
How Do I Return My Affirm Purchase?

If you buy a product using Affirm financing and want to return it, NIU will process the return and adjust your Affirm loan balance. If you have already made monthly payments, Affirm will refund them to you.

Details

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.